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The 10 Best Personal Finance Apps




Personal finance management is one of the major problem people fail to address.

What goes in, what goes out, how it comes in and how it goes out are factors of vital relevance in finance.

They are many apps that helps to personalize your savings and general cash flow.

However, some of these apps are either bucked with annoying ads or are not user friendly.

However, we will be dealing with the 10 best personal finance apps.

They are:

10. Mobills

Kicking off the list for the best personal finance apps is Mobills.

It works great both in desktop and mobile version; giving users the power to be in control of all their expenses.

The app can track all expenses, present data, manage bills and so much more.

To enjoy the exclusivity that comes it, you’ll need to import your bank account(s) and credit card(s) details to the app.

Mobills also helps in determining the degree of cash spent on each budget on monthly basis.

To do this, users ought to choose the budget and the app will do the work of notifying them on their spending habits; including both the expensive and the inexpensive spending lifestyle.

It also presents data in an interactive interphase; allowing users to grab hold of the summary within a matter of seconds.

More so, users can also keep track of
their payment through its date and bill features which allows for the allocation of deadline in due time.

The app have both the free and the premium (paid) version but you can start with the former and if it doesn’t suit your style and needs, you can later upgrade to the latter.

9. Clarity Money

Coming in next on the list, Clarity Money is the 9th best personal finance app.

This app uses a pie chart format to display your account information details.

This is inclusive of your spending habits and subscriptions.

It allow users to make savings deposit inorder to ensure that they get the most of their finance and reach their savings target and aim.

To secure the savings, the funds are held with FDIC-insured bank and insured up to $250,000.

If being in Control of areas you overspend is of your utmost priority, then this app should be on your phone!


8. Every Dollar

Up next on the list, Every Dollar is a great app for personal finance management.

As the name implies “Every Dollar,” the app allows users to import their accounts and credit cards information inorder to make sure that every spent dollar is accountable.

The personal finance app has a great range of spending budget items which allows user to effectively make the most of their finances.

It also allows users to keep track and stay in control of what goes in and out and gives recommendation on areas that they tend to overspend on.

7. Personal Capital

Coming in next on the list, Personal Capital is the 7th best personal finance app.

Personal Capital is the go-to-app for investment and personal spending.

This great platform allows users to manage, track and optimize their investment effectively even when on the course of your day to day spending.

It is also a good app for risk management and is effective when it comes to detecting malicious sites that may want to unnecessarily overcharge.

Also, users can create a budget and spend within the confinement of it.

The app also helps users to achieve their savings goals through some of its financial plans and features.

If you’re looking for a great app for investment alongside savings, then this is a very good choice.

6. Acorns

Acorns is one of the best personal finance apps for savings and investment.

Once you make a purchase through this platform, the app invest on the remaining change at different portfolios.

This American financial technology company give users a whole lot of options for finance management.

They also offer debit card to customers who choose to open an IRA and participate in its investment.

This card can be used to withdraw money as any normal debit card would but in this case, everything is documented to the acorns account.

Founded in 2012, the platform has helped more than 4 million people to stay on top of their personal spendings.

5. Spendee

Kicking off the top 5 spot on the list, Spendee is a great dual finance management app.

The app allows users to create a shared account with families or friends; managing the expenses at the same time.

Users are to import and connect their personal banks to the app.

The platform will then display their spending data in an easy, simple to understand format.

It is also a great choice if you’re into cryptocurrency as you’ll keep track of your financial deals, transactions and situations.

The app also allows users to create a budget and helps them to spend within its confinement.

The platform is also great for bill payment as it notifies users when their time for renewal is due.

4. Prism

Coming in next on the list for the best personal finance apps, Prism is an excellent choice for payment management.

If you’re a type that pays bill to a whole lot of platform; this app is a go-to-platform for effective bill transactions.

It allows users to pay their bills in one particular location and (the app) can even pay it for them if they want it so.

It also allow users to keep track of their spending and financial data.

It does what most of the apps on the list do but what stands it out is its excellent bill tracking and payment management.

3. Quicken

Starting off the top three spot on the list, Quicken is one of the best personal finance apps.

However, it do requires users to part ways with some cash which is under full warranty.

The platform offers users features like investment tracking, safely stores, payment tracking, budget management, pending transactions update, etcetera.

It does all this using the amazing 256-bit encryption which is one of best encrypting format.

They also offer credit cards to users which is used to track purchases, bills, transactions, spending habits and budget.

Also, 2x points can be earned through recurring bills, dining and groceries.

This sounds amazing!

2. You Need A Budget (YNAB)

Missing the top spot on the list, You Need A Budget (YNAB) is the second best personal finance app.

Once you install the app, the user will firstly create a budget goal like a major or holiday expense.

After this, the user will have to import their accounts to the platform; which will be brought to the debt manager for financial accountability.

However, the free trial period last for 34 days afterwards, a monthly subscription of $6.99 is charged which is billed for $83.99 on annual basis.

1. Mint

Mint is the best personal finance app in the world.

It’s very popular and is widely known for its super cool user interface.

Users are required to link their personal account to the app; which will inturn suggest the suitable budget which is dependent on the magnitude of the finance.

It has quite a good number of features that helps in managing user’s overall spending habits and credit score.

If you’re into investment, mint offers one of the best plans and more so, they calculate individual personal recommendations.

If you’re doubting, give it a try!


That was all on the 10 best personal finance apps.

If you want to be saving more and investing at the same time, we’re pretty damn sure that one of these apps can meet your personal demand and taste.

Quick Recap

  1. Mint
  2. You Need A Budget (YNAB)
  3. Quicken
  4. Prism
  5. Spendee
  6. Acorns
  7. Personal Capital 
  8. Every Dollar
  9. Clarity Money
  10. Mobills

Princewill Ubaha is an electrical engineer by profession, a content writer by perspiration, and an Akwa Ibomite by birth. He always believed that the habit of persistence is the habit of victory.

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