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The 10 Best Mortgage Lenders in America



Are you looking for the best mortgage lenders in America?

Mortgage lenders provide loans for homes and if you’re planning to either purchase your first house or do some renovation in the former, then you are on the right page.

In this post we will be dealing with the best mortgage lenders in America.

The lending agencies about to be listed offers the best rates and re-payment conditions.


The 10 Best Mortgage Lenders in America are:

10. Penny Mac


Kicking off the list for the best mortgage lenders in America is Penny Mac.

The financial institution was established in 2008 and is one of the fast growing mortgage solution centres.

The company has over 1.5 million customers and its branches are in 14 different locations which are spread across the States in the country.

They offer the following loans: FHA, Jumbo loans, conventional, VA and investment property, which all comes with attractive rates.

9. Citi Mortgage


Coming in next on the list, Citi Mortgage is one of the best mortgage Lenders in America.

The loan service provider is associated to Citi Bank, which is one of biggest in the United States.

They have a reputation for providing loans for almost everyone.

The brand currently uses an online origination system so as to accelerate the prices of filing for a loan.

The financial institution also collaborates with the White House’s SCRA benevolent outreach program, which is meant for both active and retired military personnels.

In this platform, all military personnels are subjected to an attractive monthly payments.

8. Guaranteed Rate


Guaranteed Rate is the 8th best mortgage lenders in America.

They offer the following loans: FHA, Jumbo loans, Interest conventional, VA and Fixed-rate, which all comes with attractive rates.

Filling an application is easy as the brand has launched a platform known as “Digital Mortgage”, for fast loan application.

More so, their online user interface is very easy and user-friendly and apart from calculating your mortgage loans, you will find a lot of resourceful materials in the site.

7. New American Funding


Up next on the list, New American Funding is one of the best mortgage lenders in America.

They are independent in adminstration and aims at improving people’s general standard of living through homeownership.

The financial institution offers lending services on VA, conventional and FHA loans.

It is headquartered in Orange County, California and they offer a lot of useful resources on mortgage lending, best plans, rates, deals and so much more.

The outstanding benefit from this mortgage lender is that they offer loans to people even with a low credit score and income level.

Couple with the fact that they use live human-to-human interaction to determine who is worthy of a loan instead of computer algorithm, you are good to go!

6. Chase


Coming in next on the list, Chase is the 6th best mortgage lender in America.

Aside providing home loans, it is one of the largest bank in the America.

The mortgage lender do not have an online platform and as such, to file an application, you’ll need to visit one of the branches for an appointment with one of their representatives.

Nevertheless, they have an online web service for managing all mortgage deals and products.

The bank have over 5,300 branches in U.S and are one of the most reliable institution in the country.

5. SoFi


SoFi is the 5th best mortgage lender in America.

Fully Known as Social Finance, it previously provided loans to only students before broadening its services to mortgage lending and other loaning options.

To obtain a loan from this brand, pre-qualification form must be filed and after that, all the available options will be displayed.

Once you choose the one that suits your budget, you’ll need to wait for about 30 days for feedback.

Note, all of this will not affect your credit score.

One of the best things about these guys is that they offer a cheap down payments, which is about 10% and below.

Its rate are good and desirable and if ever you’re in need of help, don’t hesitate to use any of their resource materials through the online platform!

4. LoanDepot


Coming in next on the list, LoanDepot is a great choice for refinance.

They make the process simple and offer one of the best rates in the market.

They also waive off reimburse appraisal and refinance fees i.e, after the first first refinance deal.

The bank does not offer any form of incentive to loan officers and coupled with their dependable information, you’re certainly covered!

3. Lenda


Sitting among the top 3 elites in the list, Lenda is one of the best mortgage lenders in America.

They have one of the best customer care service and more so, it is an online based mortgage company.

This is one brand that will not require any form of paperwork as everything is made easy and plain through its online platform.

Once you visit the platform, you’ll will see a wide range of mortgage services and their equivalent rates.

Lenda do not charge any fee on the process and coupled with their nice user interphase, this is one of the very best deal!

2. Lending Tree


Missing the top in the list, Lending Tree is the second best mortgage lender in America.

People often have difficulty in weighing and comparing the various options in mortgage services however, with Lending Tree, everything is highly customized to enhance ease of use.

Another good thing is that once you’re through with the application and verification process, the loan options given may be up to five.

The lending agency also has useful materials, information and guides on the various stages in the entire home buying procedure.

More so, VA, conventional and FHA loan are accessible online.

1. Quicken Loans


Topping the list, Quicken Loans is the best mortgage lender in America.

They have a very strong reputation in mortgage services and it is arguably the most trustworthy on the list.

If you want to acquire mortgage loans, this lending agency makes it very simple through its online platform.

Moreover, once you upload your account details to the platform, the system will do all the work for you.

The reason why this agency is rated the best is because of its cheap rates and super fast application process.


That was all on the 10 best mortgage lenders in America.

If you’re looking forward to either venture into real estate or buy a home, then any of the lending agencies will definitely do.

However, you need to do research on the company and decide what’s best for you.

Any ways, which is your favourite mortgage lender?

Quick Recap

  1. Quicken Loans
  2. Lending Tree
  3. Lenda 
  4. LoanDepot
  5. SoFi
  6. Chase
  7. New American Funding
  8. Guaranteed Rate
  9. Citi Mortgage
  10. Penny Mac

Princewill Ubaha is an electrical engineer by profession, a content writer by perspiration, and an Akwa Ibomite by birth. He always believed that the habit of persistence is the habit of victory.

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