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The 10 Best Digital Banking Apps In America

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Introduction

Which are the best digital banking apps in America?

Banking is known to be more stress-free and faster with its digital format.

Digital banking apps are the perfect platform to access and stay in control of your financial situation.

In America, there are thousands of financial institution which offers banking services to its customers and they also have their equivalent apps.

In the digital arena, the 10 best banking apps in America are:

10. Discover Mobile

Kicking off the list for the best digital banking apps in America is Discover Mobile.

The bank parades features that warrants easy transaction and a seemingly fast transfer update and statistics.

The financial institution has a biometric security via the fingerprint sensor and the face identification protective wall.

Once you login, you’ll be able to check your account balance, transfer and recieve funds at any time.

If you’re into ordering products from online platform, the app will be keeping you updated on the latest best deals, coupons, promotions and offers.

The bank is available in both Android and iOS version and users of these popular operating systems will enjoy lots of features that accompanies each platform.

9. Citi Mobile

Coming in next on the list, Citi Mobile is a great app for digital banking.

The bank is rated 4.8 out of 5 stars and its user interphase is very fast and efficient.

With the help of this app, you can stay in control of your accounts, credit cards and day-to day-transactions.

The platform is very customizable and will give users the financial freedom and power to be on top all transactions.

If you’re into ordering products from online platform, the app will be keeping you updated on the latest best deals, coupons, promotions and offers.

Interestingly, downloading the app is completely free for all existing customers and if you’re using an apple watch, the platform is compatible with it!

8. PNC Mobile App

Next on the list for the best digital banking apps, PNC Mobile App is one of the best designed platform.

With a high star rating of 4.8 out of 5 in Apples App Store, the app’s quality in banking management is very good.

It allows users to add both their credit cards and debit cards to the platform.

This is a welcome feature for people that do normally forget or keep their wallets at home.

Users will only have to connect to WiFi or mobile data inorder to complete all transfers including both sending and receiving of funds.

Another amazing feature of the app is its ability to accept approved cheques.

Once the cheque is scanned, the customer can access any amount he/she wants to.

The notifications alert and update is a plus and more so, the app’s UI is easy and convinient.

7. Wells Fargo Mobile

Wells Fargo Mobile is the 7th best digital banking app in America.

This is a go-to-app for investment which covers both the mutual funds and stocks.

Once your credit cards and account is connected to the platform, you will be in control of the day-to-day transactions.

With its market data/statistics, visual graphics and real-time quotes, the banking app helps to suggest and assist users by giving hints on best investment to venture into.

Also, customers can withdraw from its various ATMs in the states through the app’s ATM access option.

6. Simple

Simple is an excellent choice for funds management.

The digital banking app tries to keep all transactions and details in its simple form.

The app helps users in calculating the total sum of their equivalent bills and payments and also suggest the amount that is free to be spent through its “Safe-to-Spend” feature.

Users can also save using the app’s“envelope” system which allows deposit to be made in monthly or weekly or daily basis.

This will depend on the customer’s choice and also, the Simple Visa card can be locked to the app for security reasons.

5. Chase Mobile

Coming in among the top 5 in the list, Chase Mobile is one of the best banking apps in America.

The app helps users to manage funds, pay bills, deposit cheques and do transfers.

The platform has its “Zelle” feature which is meant for transaction but exclusively to customers with a mail address or phone number.

Through its Trans Union Credit Score, the app offers free rewards and points.

It is available in Android and iOS version and its star rating is 4.8 out of 5.

4. Bank of America Mobile Banking

Bank of America Mobile Banking is the 4th best digital banking app in America.

It is a go-to-app for secured digital banking experience.

The platform is very sensitive in the above mentioned case such that every transaction done must be accountable to the bank for a minimum period of 60 days.

It will also notify you of any successfull transaction for clarification and validity.

The bank also have a travel notification feature which allows users to freely access their account during the travelling period.

Aside this, users can also do other basic banking activities like fund management, accounts update, cheque deposits and so on.

3. USAA

Sitting among the top 3 elites in the list, USAA is one of the best digital banking apps in America.

The bank is mainly used by people in the military zone.

The bank parades features that warrants easy transaction and a seemingly fast transfer update and statistics.

The financial institution has a biometric security via the fingerprint sensor and the face identification protective wall.

The outstanding features in the app is its digital assistant: EVA, and voice search capabilities.

Also, with the help of this platform, you can stay in control of your accounts, credit cards and day-to-day transactions.

It is customizable and offers users the financial power to be in control of all transactions.

USAA is available in both Android and iOS version.

2. Capital One Mobile

Missing the top spot in the list, Capital One Mobile is the second best digital banking app in America.

It’s a go-to-app for excellent customer care service.

The app allows users to upload their credit cards and account details to the platform.

Customers can also create notifications and alerts, transfer and recieve funds and pay bills.

The app has a very good user interface and coupled with its easy banking, you should be using it!

1. Ally Mobile

Topping the list, Ally Mobile is the best digital banking app in America.

The bank offers the best interest rates on checking accounts and its customer care service is good (though, not in the same level as the previous app we discussed).

In the platform, paying bills and depositing cheque is like a piece of cake.

The financial institution has a biometric security via the fingerprint sensor and the face identification protective wall.

If you’re a saver, this banking app has one of the best savings deals, rate and offers.

Option for investment is also available and users can set a customizable spending limits and notifications on their credit cards.

It is ompatible with both iOS & Android and is completely free to download.
 

Conclusion

That was all on the 10 best digital banking apps in America.

The market for these platforms are big and as such, each of them offers varying services to customers.

But the important factor to consider when choosing the best app is convenience and security.

This is offered by any of the apps on the list and choosing one will do!

Quick Recap

  1. Ally Mobile
  2. Capital One Mobile
  3. USAA
  4. Bank of America Mobile Banking
  5. Chase Mobile
  6. Simple
  7. Wells Fargo Mobile
  8. PNC Mobile App
  9. Citi Mobile
  10. Discover Mobile

Princewill Ubaha is an electrical engineer by profession, a content writer by perspiration, and an Akwa Ibomite by birth. He always believed that the habit of persistence is the habit of victory.

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